Need to refinance from 20 yr loan to 30 yr loanRefinanced 3 months back in Mar from 30 yr to 20 yr loan with 3.75 rate.Now monthly budget got tight and feeling to get a 30 yr loan, which will reduce my payment by 1 grand. Expected salary increments are getting in opposite direction. My question is how long I need to wait to do a refinance with recent refinance.Thanks in AdvanceJune 20 2012 - Edison00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.