Negotiating Mortgage RateDo lending institutions entertain you trying to get a rate "UNDER" what they are offering, even if it is at what your current state rate is?January 06 2011 - Wernersville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.