Nervous about loan processHi,I am in the middle of buying my first home. I have been pre-approved for $170k VA loan. I have OK credit above the 640 VA minimum requirement and a low debt to income ratio of about 25%. My total income for last year was $71k but if you take out my earned overtime I made $61k. I have a student loan with a $14k balance and a small line of credit with a $2k balance. The only other thing on my credit is a medical bill I have been disputing. My loan officer says everything looks good, but now its up to the underwriter. I cant shake the feeling this thing will derail and I wont get the loan. Can someone ease my troubled mind? Thanks! December 31 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.