Nevada FHA residency requirementsI live and work in Nevada. My wife has yet to find a job here so she lives and works in CA until she can get work here in Nevada. I'm told the FHA requires a borrower reside and work in the state they are trying to get a loan in. My mortgage broker tells me only my income is considered in the loan process and not my wifes because she lives out of state. Yet, when attemting to qualify for the loan, my lender is pulling my wife's creditalong with mine but not considering her income while calculating our income to debt ratio. Because her income isn't being considered, we're having a horrific time getting a loan. Does this all sound right? It doesn't make sense that her credit is considered yet her income isn't. Any idea's will be welcomed. November 16 2011 - South Reno00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.