No help for home owner ?I talked to my mortagage company, American Home Mortgage and explained to them I can't afford the new payment when it adjust next month. I got a heart attack and other health problems and can't work. The mortgage is 465,000 and a partial interest only negative amorization payment over 2k a month plus adding 350.00 a month to the principle. I ask them ifthey would lower the principle to the appraised value (appprox 235,000) my wife (who is not on the note who I recently married) Would go on the note and help make the new payment. My wife has a 790 fico score and makes 45,000 a year. I make 1800 a month on Disability. They said no. They said my wife can try and buy it at the trustee sale. There only going to get maybe the appraised value anyway, why not make the deal? No wonder the bank is in trouble.January 28 2009 - South Lake Tahoe00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.