No money down USDA loansHas anyone taken advantage of this program yet? It's just been made public, and looks great on paper.Here are the facts as of 1/11/20123.785% is the current loan rate$417,000 is the maximum loan640 minimum credit score$97,200 max household income for 502 Guaranteed Rural Housing Loan Program 502 Direct Rural Housing Loan ProgramMaximum Household Income$73,000 family of 5$67600 family of 4$60,850 family of 3$54,100 two person$47,300 single personJanuary 11 2012 - Bedminster0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.