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It is called the USDA (Rural Housing) loan programPlease check out this websitehttp://eligibility.sc.egov.usda.gov/eligibility/welcomeActionto see if the home or area you are interested in is eligible.Also, you can check to see if qualify for the No Down Payment Program on the site.*Borrower must meet income requirements*100% financing program plus Guarantee Fee*Can borrow up to the appraised value if it is higher than the sales price for closing cost and prepaids*Minimum FICO score of 620 with some exceptions*Cannot currently own any other real estate*DO NOT HAVE to be a 1st time home buyer!!!!!USDA Income Limits*Brazoria County1-4 Person $82,1005-8 Person $108,350*Houston,Baytown,Sugar Land, etc..*1-4 Person $73,600*5-8 Person $97,150 Lots of new home builders have open arms with this program!
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