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Answers (5)

- Isaac Weiser, "The123Mortgage"
- Contributions:14
rates dropped much lower since you started this post; are you planning a cashout refi?

- James Peters, "JamesRPetersSr"
- Contributions:98
In all honesty it probably would not make sense to refinance 36k unless you have a 10% rate or higher. I would keep it and just pay it off.

- Clay Branch, "Georgia Loans"
- Contributions:7836
Do not waste lender's time and money ( since they pay for your inquiry ) with the suggestion of raising your loan amt in order to get quotes. Contact the lender below that quoted 3.5%.

- Bond Street Mortgage
- Contributions:10
You would be in the 3.5% rate range.

- OelrichTeam
- Contributions:0
Most of the quotes on Zillow are automated, and I'd guess that the lenders providing quotes in your market have their settings at a higher minimum loan amount than what you have requested.
Try setting your loan amount higher, and once you get some quotes, reach out to those lenders to discuss your scenario in person.
Best of luck!
Try setting your loan amount higher, and once you get some quotes, reach out to those lenders to discuss your scenario in person.
Best of luck!




No quotes on my loan request to lower interest rates on a 15or10
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