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North Carolina Housing Finance Agency lowered their FirstHome Mortgage Rate to 3.5%!

North Carolina Housing Finance Agency has lowered their 30 year fixed rate to 3.5% on their FirstHome mortgage without down payment assistance.  This is a great program for first time homebuyers in North Carolina.

Click here to see the details and APR of this program with NC Housing.
The FirstHome Mortgage and Mortgage Credit Certificate (MCC) programs are available to first-time buyers or individuals who have not owned a principal residence in the last 3 years.  Veterans who have serviced in active duty within the last 25 years may be exempt from the three year first-time homebuyer requirement under a one-time exception.
 
 We are an approved lender with NC Housing Finance Agency products.
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March 25 2012 - Wilmington
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Since you linked their rates and APR I took a look. Someone there needs to learn how to calculate an APR on an FHA loan as they are VERY understated. OP, have you ever closed one of these loans? If so, look at the APR you disclosed compared to what they are advertising, I think you will see your APR is at least 1/2 point higher. 
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March 25 2012
APR on the FHA advertised would be closer to 4.3 +/- 
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March 25 2012
 
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June 23 2012 | 2 answers
  • Posted by Russell Smith
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North Carolina Housing Finance Agency lowered their FirstHome Mortgage Rate to 3.5%!
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March 25 2012 | 2 answers
  • Posted by Russell Smith
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