Offer price versus approved price? Our Realtor told us something that I am not certain is correct. She said to submit our offer with our full approval for loan, even if our offer is less than the full amount? Let's say that we are approved for $150K. If we put an offer on a house for $135K, why would I want the seller/bank (it is a shortsale) to know that we are approved for $15K more. Is this the thinking in real estate now?February 27 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.