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Determining a fair offer on a home is best achieved with the help of an experienced advocate working as your Buyer's Agent. You should contact a Realtor to help you ensure you are making a fair offer.
Nobody wants to lose equity in their home. Making a wise purchase also involved other factors other than just the initial sales price of the home. Overall long term values and accumulation of equity will also be determined by how long you intend to stay in the property. And all of these factors can be discussed with your Realtor. Their advice is FREE.
If I can recommend or help in any way, let me know. I'm in Charlotte, NC. Or post again and I will try to answer your questions.
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For Sale: $129,000
For Sale: $335,000
For Sale: $109,000