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On a VA mortgage, can their be co-applicants when only one of the two is an active veteran?

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The two are related- father/daughter and the home is a duplex.
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June 08 2011 - Schenectady
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Without a Eligibility certificate VA won't lend. 
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June 08 2011
Profile picture for www.jimgardner.biz
The answer is unfortunately no.  VA will allow Husband and wife with only one being a veteran.  But, in all other instances all applicants must provide their own Certificate of Eligibility.  There are a few exceptions as it pertains to unremarried surviving spouses. If you would care to know more the rules are posted at http://www.benefits.va.gov/warms/pam26_7.asp   You will find in Chapter two all other exceptions.  FHA would be your next best option if you are looking for low money down.  FNMA Homepath properties will also give you an almost 0 out of pocket option.  Ask your Real Estate agent to help you with that option if you want to know more.
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June 08 2011
 

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QuestionOn a VA mortgage, can their be co-applicants when only one of the two is an active veteran?
  • Latest answer by David Stein
  • June 08 2011
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