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More information needs to be included to determine if you would qualify. You really should contact a mortgage broker or lending institution to become prequalified. Sellers will take any offers you make more seriously and you will already have done alot of your leg work. If you don't want to be prequalified for what ever reason, contact a Real Estate Agent. A knowledgeable agent can not prequalify you, but they should know the formulas used to come within a close price range of what your buying power is, as long as you have decent credit. Good luck!!!!
It depends. You will need to speak with a licensed mortgage broker/lender to determine if you qualify for a mortgage loan.
Here is a link to HUD that provides some details on programs for first time home buyers in Georgia.http://www.hud.gov/local/index.cfm?state=ga&topic=homeownership
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For Sale: $185,000
For Sale: $95,000
For Sale: $190,000