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Origination fe

Profile picture for nualak
Why is one mortgage company charging a $3,650 origination fee and none of the others are?
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January 03 - Pasadena
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Answers (7)

Profile picture for JamesRPetersSr
I don't understand why no one is being honest if you have been in the business for over a year you know why. There are two ways lenders can charge customers one have them pay it upfront two put it in the rate so you the customer does not have to pay for it. MOST lenders do it by allowing the bank to pay for it and putting it in the rate this lender does not do it that way they force you to pay for it, but they should be offering a substantially lower rate. What you have to ask yourself is, is the amount of money I am saving by getting the lower rate worth paying 3650 dollars more? Feel free to contact me by clicking on my profile and giving me a chance to show you what I can do.
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January 05
Profile picture for America Needs Nixon!
and they may be offsetting the origination fee with a credit. check the amount in Block A on the GFE.
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January 04
" NV mortgage brokers can't charge originations fees anymore."

Really? I'm not being facetious either... I'm interested in seeing where this is in writing. Do you have a link?
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January 03
Profile picture for LVrealestateHELP
NV mortgage brokers can't charge originations fees anymore.
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January 03
Profile picture for Georgia Loans
Are the quotes with no origination fee .250 higher in rate?
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January 03
Profile picture for Zilluminati
Is the rate better with the $3650?
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January 03
Profile picture for CandaceCamacho
Hello Nualak,

Please contact me offline with the loan request number and I will look into your scenario.  A Zillow loan request number start with a ZR. 

Thanks,
Candace
Zillow Mortgage Support
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January 03
 

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