Other alternatives to getting a mortgage loan?I get sooooo tired of people saying, its' easy to buy a home. I have been a renter for 10-years and presently paying $650.00 per month...I am on disability with a decent monthly income ($2,500.00)...My credit is not good at all and I am presently in the process of filing for chapter 7 bankruptcy (I have already been approved). I am in school full time completing my RN Degree so that I can get off of ss disability and I do have other income as well....The problem is my credit...I do not have 10% to put down and some of the non-traditional (so to speak) mortgage companies that I have spoken with immediately turned me down. I have completely rehabbed the property that I am in...everything from new garage doors, floors, cabinets, painting, central air, etc...My landlord doesn't want me to move but if I were my landlord, I wouldn't want me to move either. I am just at my wits end and so very, very frustrated. I have been on time with my rent for the past 2-years which is how long I have been in this property. I want to purchase my own home and I know that I cannot get a traditional mtg. Are there any land contracts out there? What else can I do? Someone told me about the FHA 203K loan. There are so many properties here in the Flint, MI area going for as little as $9,000.00...why is it so hard to purchase a home but one can be a renter for life? I would welcome any suggestions...Thank you!November 08 2013 - Flint00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.