Profile picture for user8805719

Own a home paid in full looking to consolidate all debt to one payment with low interest good credit

  • August 10 2012 - Princeton Heights
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Answers (3)

Profile picture for Cindy Quinton
You can try the Zillow mortgage market place. ZMM
  • August 10 2012
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Profile picture for Sharon Lewis
I would suggest you talk with a financial advisor to figure out how to consolidate all your debt to one payment.
Congratulations on paying off your home.Dave Ramsey may have some recommendations on his page.
  • August 11 2012
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Depending on how much you want to borrow, a home equity loan or a cash out refinance would both be options.  Home equity would have far closing cost, but rate and term would be better on cash out refinance.
If amount needed is below $50K, a home equity loan through a local bank probably would be best option. If otherwise, you can compare the two options and see which is best program for your budget. You can likely find a local bank/Credit Union that offers both programs.
  • August 11 2012
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