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Answers (6)
- Dan, "the_country_hick"
- Contributions:4699
Everard, just how does being in a HOA protect you from having a neighbor who can not afford to do some needed repairs? They can not force someone to spend money they do not have. All a HOA does is to remove freedom from an owner.
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
Mercedes- Another "side effect" can be seen by the number of foreclosures, short sales and REOs. Almost everyone is on the Internet and reads published matter. When I see comments as yours, I believe this hurts their future business, instead of enhancing it. ... Best wishes.
Happy funding, Rudi
Happy funding, Rudi
- Everard Korthals, "Everard Korthals"
- Contributions:73
To avoid any issues of blight I recommend that you buy in a development with a strict HOA with a very low renters allowance.
This does not have to be '"high end " properties.They come in all price ranges.
If you rent, choose a condo.This way the outside will be maintained and the condo association will make sure that the neighborhood looks good.
These kind of housing however will curtail your own freedom , like the ownership of pets or motor cycles.
The big advantage of renting is that, if you make a mistake, you can leave at the end of the rental period, usually a year or less.
If you buy, you have to do your home work, and look at all aspects of the purchase.This include things that the realtor is not legally allowed to tell you.
This does not have to be '"high end " properties.They come in all price ranges.
If you rent, choose a condo.This way the outside will be maintained and the condo association will make sure that the neighborhood looks good.
These kind of housing however will curtail your own freedom , like the ownership of pets or motor cycles.
The big advantage of renting is that, if you make a mistake, you can leave at the end of the rental period, usually a year or less.
If you buy, you have to do your home work, and look at all aspects of the purchase.This include things that the realtor is not legally allowed to tell you.
- Mercedes Lucin, "Homes in Oakland"
- Contributions:28
Sorry to say , but there is always an axception to everything and every rule. Also I'm sorry to see that you have known so many exceptions to all the pluses offered by home ownership.
I do not wish to change your mind.
But I still believe that home ownership help to build a sence of civic duty, and if we all were to act on it , many changes and good things would take place in our communities.
I do not wish to change your mind.
But I still believe that home ownership help to build a sence of civic duty, and if we all were to act on it , many changes and good things would take place in our communities.
- sunnyview
- Contributions:25139
I understand your point, but I am not sure that I agree. Many long time owners have some of the worst property I've seen that is in need of repairs, painting, a dump run or two, someone to mow the grass regularly and someone to drag non running vehicles in for scrap.
Ownership does not guarantee pride, but it would be nice if it did. In lieu of that, a community that actively manages blight or nuisances can make a difference for owners and renters alike.
Ownership does not guarantee pride, but it would be nice if it did. In lieu of that, a community that actively manages blight or nuisances can make a difference for owners and renters alike.
- Dan, "the_country_hick"
- Contributions:4699
The only blight I have seen in my town is from owned properties. The same owners are not involved in civic affairs either.
There was a case of one family who built a house then decades later got a grant from a community action group so they built another one in the place of the original that was falling down.
I can think of 2 other properties in my small town that are falling into the cellar and know the owner of one of them. I can also think of a third house that literally has fallen into the cellar. The man who owned it could not afford to live in it and fix it up. For a few years he lived in front of the house in a camper trailer. He could not afford to repair that house.
If a person who buys some land and builds a house using all of the resources they have does not have enough money to keep that house up or to build it with the quality is should have does not mean blight will go away.
I even talked to a retired person who said their house was falling down. It is a bit of an exaggeration but every example I just mentioned was a property owned by the same person for decades. Limited income does not remove blight when a person is owning a property unable to be afforded. Neither does owning a house trying to figure out how to juggle the bills create civic pride. Years ago a lot of people bought a property with the end result being they lived in a tar paper shack. Does that create pride or just a solution to a need?
When I buy a house I may have pride in that house and land. I can not imagine how it will cause me to have pride in the community. The only way it would get me involved in civic affairs would be to try to get the taxes to go lower and stop the wasteful spending in town.
Apparently I am not alone in this thinking. In the last election some local offices had only one person running and I saw one position with no name on it.
There was a case of one family who built a house then decades later got a grant from a community action group so they built another one in the place of the original that was falling down.
I can think of 2 other properties in my small town that are falling into the cellar and know the owner of one of them. I can also think of a third house that literally has fallen into the cellar. The man who owned it could not afford to live in it and fix it up. For a few years he lived in front of the house in a camper trailer. He could not afford to repair that house.
If a person who buys some land and builds a house using all of the resources they have does not have enough money to keep that house up or to build it with the quality is should have does not mean blight will go away.
I even talked to a retired person who said their house was falling down. It is a bit of an exaggeration but every example I just mentioned was a property owned by the same person for decades. Limited income does not remove blight when a person is owning a property unable to be afforded. Neither does owning a house trying to figure out how to juggle the bills create civic pride. Years ago a lot of people bought a property with the end result being they lived in a tar paper shack. Does that create pride or just a solution to a need?
When I buy a house I may have pride in that house and land. I can not imagine how it will cause me to have pride in the community. The only way it would get me involved in civic affairs would be to try to get the taxes to go lower and stop the wasteful spending in town.
Apparently I am not alone in this thinking. In the last election some local offices had only one person running and I saw one position with no name on it.
Owning as a side effect
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- 4.9/5.0
- (8 reviews)
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