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PMI Options & Eligiblity

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There are several PMI options for Conventional
- Single Borrower Paid
- Lender Paid
-Split PMI
-PiggyBack Loans

i just want to get an idea of what rates i might be able to get if i have a score of 715. joint income of 98k,  Fixed Debt 1442/month. looking for a home at 290k, 5% down

Thanks in advance
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September 02 2012 - US
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Answers (2)

There are 5% down with no PMI loan programa available in several counties in the San Francisco Bay Area. I recently wrote a blog post about 5% down with no PMI directed toward real estate agents, but you will get an understanding for how it works.
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September 06 2012
Go to Zillow Mortgage Marketplace; you will get quotes.  I'd probably stay away from the LPMI or piggyback options.  Just pay the Mortgage Insurance for a few years.  Whereas the Mortgage Insurance is short-term, the rate is long-term.
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September 04 2012
 

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