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PNC sent 5 packets of duplicate loan documents for VA streamline?

Letter included indicated to sign and return all paperwork to authorize PNC to obtain copies of 3 years of tax returns, credit report, appraisal, social security verification, cert of eligibility, etc. The letter also indicated loan should close in 75+ days.  They did include the GFE and interest rate lock papers. 

We had another va streamline with National City and only had to provide copies of ID and homeowners ins and signed the loan docs in less than 30 days.

Our original National City VA loan was assumed by PNC.  Is this why they are requiring all this paperwork?  Shouldn't they have it already via our current VA loan? 

We were told by the loan officer at PNC all that was required was ID, homeowners ins info, then sign the loan application and that's all there was to it.  He stated there was no credit and financial verification paperwork required. We are totally confused now. This isn't turning out to be a very simple process this time around.
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July 17 2012 - US
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not a big deal, sign and return the paperwork.
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July 18 2012
 
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