Past due payments less than one yearMy question is if it is possible to get a mortgage or will we need to wait? We had a few past due payments in September 2013 all related to medical bill incident and were told by US Bank that we had to wait to apply until September 2014. Is there anyway aaround this? It will be a VA loanFebruary 21 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.