Paying points using a VA Home LoanHere is the scenario:Is it worth paying points on a VA Home loan upfront to get a lower rate...orIs it worth paying an extra X amount of dollars every month (from what the savings would have been trying to get a lower rate from paying points upfront)It seems like the same thing by paying more every month, since there are no prepayment penalties and the extra every month goes directly to the principal, it seems that paying more every month is the same as paying with points, but you do not need that upfront money to get a lower rate at the close of escrow.Does this make sense? Can someone clarify this for me? Thank you all for your help and professionalism.July 14 2009 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.