Physician Loans? Pros and Cons please...My husband's a physician and we've just heard about this type of mortgage/loan and we're looking to get educated. I'm wondering if there's a catch. I've read that some won't allow for refinancing (in this market should that bother me?? Rates are SOOO low!). I'm also wondering if the rates are competitive and what would can find in a more traditional mortgage. We'll be looking for probably a 450K loan and are in Pennsylvania (Philadelphia). Thanks for any help!May 16 2011 - Philadelphia00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.