Please help to bail me out. Loan request ZR-BXHLTFDI need to find out how I can get bailed out. I have a first and second mortgage. The first is $138K with an interest rate of 6.78% and the second is $74K at 12.625%. My house shows $171K on zestimtes. I earn about $75K a year. My first and second payments total $2,240. We have emptied out my wife's retirement funds to keep up with bills. Our outgoing bills exceed what is coming in. My credit is very good. I have taken a 10% decrease in pay along with no raise for two years.May 10 2010 - Lawrenceville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.