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Lender rating
Since January 2009
Lender rating
Since September 2009
There are not any discounts that I am aware of; however, you do have a first time homebuyer's tax credit if they are buying this year (7,500) This is done at tax time though with their CPA. You can tell them to ask that the seller pay their closing costs so all they would need is their 3.5% downpayment. There are some organizations that will match your contribution if you go through their programs (this is normally for people who are low income and need assistance) Many lenders are backing away from these groups in today's market though. The IRS has also striped many of their non-profit status due to profitability.
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Featured Rates are based on state rates for 30 year fixed loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
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Please tell me EVERY first time homebuyer discount you can think of!
pinksandbaby
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My bro and sister in law found a house today (in CT) and are ready to buy. They are working w/ a mortgage pro, but I know this is such a smart group (no sarcasm, I'm dead serious) that I would love to hear anything you can add that s/he may not think of/know. Thanks in advance!
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