Please tell me there is a way to get out of my loan without bankruptcy and/or foreclosure.I owe $170,000 on my Fort Lauderdale villa that is valued at $48,000, my HOA fees are $400 per month, my pool is condemned every 3 months, tennis courts and gym are unusable, in January HOA fees go up to $523 and in 2 to 3 years I will owe a $78,000 assessment for exterior repairs/updates and windows. What are my options? Please tell me there is a way to get out of my loan without bankruptcy and/or foreclosure.November 18 2012 - Fort Lauderdale00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.