Power of attorney for signing loan docs?

Profile picture for realestate_newbie
My husband and I are purchasing a home together but he is the principal applicant for the loan (I had to be removed at the very end due to a visa issue) - we will both be on the deed and title.

My husband is not available to sign loan docs at Escrow. We were wondering if I could get power of attorney to sign for him? Please let me know if this is possible for mortgage loans and, if so, how I would go about it in California? Is this lender specific typically?

Thank you!
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February 15 - Los Angeles
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Answers (6)

Profile picture for realestate_newbie
Thank you all very much! It is reassuring to know that this is possible!
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February 16
Profile picture for VARealtor
You should contact the closing office/attorney's office where you are schedule to close. They can draft a power of attorney. However this has to be reviewed by your lender.

So your first step would be to confirm with your lender if you can get power of attorney. Next step would be to contact the closing office to have them draft a power of attorney.

Good Luck!
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February 16
Profile picture for jkuang626
It's legally possible but depends if the lender is okay with that.  If anything, just have it sent over to him and he can sign with a notary.  The lender will be fine with that.
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February 15
Hi There! It has been possible in the past and unless guidelines have changed in the last few weeks that I am unaware of.  All you need to do is contact your escrow company (as well as your loan officer) and they will have a form for him to sign giving you specific power of attorney that must be notarized.  As a second option, if he is out of town and you are using a large escrow company - many times you can sign docs at a different location in a different city or State with the same company.  And finally, they can fed ex the documents to him where he can sign them and have the documents requiring a notary completed. 

I hope that is helpful!  Congratulations on your home!
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February 15
Legally, it's possible. However, I sincerely doubt any lender would allow it. I do not know of any.
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February 15
Profile picture for realestate_newbie
Also, please let me know which exact form to use if you know. Does this just need to be notarized or does it need to be recorded at the county? Thank you!
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February 15
 

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