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I would never recommend giving a penny over to a loan officer until after you have an accepted and fully executed agreement of sale with the seller. Once this happens and you are past the inspections period. At that point it is then reasonable to provide your lender with a check so that he can order your appraisal and proceed forward toward closing.
you should say who this lender is so everybody knows to stay away from them!
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Calculate your pre-approval and get connected with a trusted lender today.
How do you get pre-approved?
To get a pre-approval letter, a lender will ask you for your Social Security number and permission to pull your required credit report for you and your co-borrower (if you have one). Most lenders charge an upfront fee of around $30 for this. However, by using Zillow's pre-approval tool, your credit pull is free. Rest assured that Zillow uses state-of- the-art technology to protect your personal information and only shares it with the lender you select.
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For Sale: $425,000
For Sale: $269,900
For Sale: $21,900