Prepayment penaltiesHi. We are working on a REFI, but there is a questionable line in the docs we're to sign that says:• there are no prepayment penalties• (but) prepayment does not entitle us to reimbursement of our financing fees. ('fees' presumably meaning the interest)These fees are estimated at 75k over the life of the 15 yr fixed mortgage.Is this a misunderstanding?Is this normal?Everything else is on the up&up and we have a great rate, but if we won the lottery 2 wks after the mortgage was in effect, I sure wouldn't want to owe the the 15 yrs worth of interest.Can you clarify this for me?Thanks.August 02 2012 - Plainfield00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.