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If I move to Florida from New York but want to keep my NY home as a vacation home can I change my NY home to a second home and buy in Florida as a Primary residence? If so are there any costs?

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July 27 - Davie

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Jose Castillo Realtor , "josesellsfl"
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Jose Castillo Realtor , "josesellsfl"

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Hello David,

yes you most certainly can make your Florida home your Primary, you would probably need to show employment in Florida some how either a transfer from your existing company or a new job lined up or a fixed income like SS. This of course is for a home that you would Finance a part of (ie a mortgage )
If paying Cash then this would not be needed.

In order for the Florida home to be your homestead it must tbe primary and you would need to live in it a minimum of six months out of the year this will reduce your property taxes substantially and cap the increase at no more than 3% anually.

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Bob Lowery, "Bob Lowery"
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Bob Lowery, "Bob Lowery"

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Do you have employment lined up in Florida? Retired? Occupancy will be the concern if you don't have employment lined up in Florida or fixed income.

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don bro, "Broker_Dave"
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don bro, "Broker_Dave"

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You can buy a new primary residence in Florida, primary Res normaly has a better interest rate and in florida you can homestead for a reduced property tax.

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Question Want to buy a house in the $800000 but dont have %20 what are my options?

Question Our Realtor blew the deal, what can we do?

Question Vacation or Second Home?

Question Primary residence

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