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If the HELOC isnt closed, even if there is no balance, the total possible line of credit is used in calculating the CLTV so it technically does effect your loan.The amout that your pricing is changed depends on the credit score and exact CLTV. Sometimes it doesn't make a difference if you have a high credit score and low CLTV.
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For Sale: $1,299,000
For Sale: $327,500
For Sale: $850,000