Pros / Cons to not have spouse on mortgageI am the sole bread winner for our family so to qualify for a mortgage, my income will be the only factor. With that said, is there a benefit to not have my spouse on the mortgage (but yes on the title)? For example, if I lose my job and foreclose, it will be only my credit that gets ruined, right? My wife would be free and clear so technically, we wouldn't be as hard hit if we decided to buy something in the future on her name alone.Thoughts?July 12 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.