Purgatory for home equity loan customers from Experian choice of loan classificationThose who utilize a 30 year fixed rate home equity loan to fund home improvements or a child's college education may well find themselves in an unbelievable Catch 22 as a result of how credit bureau Experian has chosen to treat that indebtedness.For loans requiring monthly payments, I have been advised by Experian staff that it treats them as "installment loans" if the nomenclature mortgage is not in the account title, instead of the more logical "real estate loans".August 04 2011 - Dallas0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.