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Hi there -I won't do it but it is a personal decision. Things happen and your monthly obligation on a mortgage could really impact you if you have a mishap in life.I would just pay down the current mortgage I have - pay 2x the mortgage payment required and you can save the money on what a refi would cost and have basically the same effect. Check out amortization schedules on line - I like HSH Home Buyers site it is free.Good luck to you ...Sincerely,Celia
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