Qualification for short-refinanceI started looking at the short refinance option the federal government started recently. I called my lender today morning and they said, they are not offering this program. My load in still with my lender(Not with Freddie or Fannie) and my home is underwater and i have load more that my home value. I thought i am bset suited for the short refinance option. If the lender is not offering this program what i need to do. Do i need to contact any lawyer?September 09 2010 - US1YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.