Qualifying for FHA loan after a short sales with no missed paymentsA little over 2 years ago I sold my home in FL as a short sale. My job was requiring I relocate and my 5 year intrest only loan was getting ready to adjust. Amazingly the bank accepted a short sale offer and canceled the remaining debt. Even better yet we were able to do this without missing a single mortgage payment. Our credit was barely affected at all. Recently I was preapproved for a FHA loan. I'm wondering if my short sale did not show up on my credit report. Will they discover the short sale during underwriting? Should I bring up the fact I've had a short sale in the past? I don't know if I'm sliding under the radar or if they can see I was never delinquent and are taking that into consideration under the 09-52 guidelines. I need some good advice.July 22 2012 - Staten Island00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.