Question regarding FHA and 401K loans, theworknumber.comHi everyone, I'm trying to get a FHA mortgage in Tennessee. Does anyone know of a lender who does not consider 401K repayments in the DTI ratios, or will accept theworknumber.com for bonus and OT income? As far as the bonus/OT, I have a two year history and the income is currently being received. The issue is that my employer uses theworknumber.com and will not further comment on continuance. I could qualify if they would use the bonus/OT -or- not include my 401K repayment, but I'm having an issue finding a lender that will do either. Thanks in advance for the help!July 10 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.