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Quicken Loans, Lending Tree or CBC National Bank

I have to refinance my condo because I got divorced, I am not worried about being qualified for a loan because I have excellent credit score and steady income and no debts. I would  like to know which lender I should use also am I considered as a 1st home buyer since the ex husband was the primary on the loan?
Thank you.
  • January 20 2013 - Novato
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Answers (5)

Yes I think you may be a first time buyer. Compare APR's on same loan amount and interest rate to find best quote. Please see my profile and contact me.
  • January 21 2013
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I recommend researching the individual and the individual's company you are considering refinancing with. 

You will not be considered a first-time home buyer since you are refinancing and have been obligated on the loan within the past three years. 

I also suggest posting your scenario in the Zillow Mortgage Marketplace to get quotes there.  You'll see a lender's rate, fees and in many instances, plenty of reviews.

Good luck!
  • January 20 2013
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Gees, I post something with my contact info on it and Zillow sends me a nastygram saying I violated the Good Neighbor Policy. But I see Zillow can violate it all they want, that's not right.

  • January 20 2013
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ACR2010, just go to Paul's contact page and send him an email with the details of your transaction. 
  • January 20 2013
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None of the above.

Use Zillow. 

Get a Home Loan Quote

It does not appear you will be considered a first time home buyer. If you are listed, primamry or not, on the x's home loan, the combined payment will likely still count against your qualifying debt to income ratio 
  • January 20 2013
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