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REFI through HARP program
mcdormbmm
Contributions: 4
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Suntrust is the servicer of my loan and I qualify for the HARP program. The problem is that my first refi attempt, which was through 5th 3rd bank, resulted in the appraisal coming in at 109% LTV. Since this time lenders have begun to accept LTV's up 125% but the stipulations are outrageous. Suntrust told me today that if started the process and the appraisal came in above 105% LTV there would be an automatic 3.5 points added on to the loan. Does anyone know of any other options I have available? From what I understand, all lenders are tacking on multiple points for LTV's above 105%. I do currently have LPMI for those who are wondering. Thanks for your time.
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