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Raise Credit Scores Quickly

We would like to qualify for an FHA mortgage loan but our credit scores are low, approx 605-620. We had one delinquent account sent to collections that is now paid in full and we do not have bankruptcy or foreclosures but we have some late pays and most of our credit lines are at their limits. Which may be lowering our scores. I am in desperate need of how to raise our credit scores as quick as possible. Not sure the best way to do it. I'm going to see my engagement ring in hopes of being able to pay off some of the debt. but need to know what I should be paying first. Any help would be greatly appreciated. If I'm selling my ring I want to make sure I allocated the money properly.
Thank you,
Mica Mullin
micamullin@gmail.com
310-418-9604
 
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September 25 2012 - Palos Verdes Peninsula
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Answers (2)

Hello Mica,

I would need to see your credit to determine what lines of credit you could pay to get your scores up.  Getting credit cards paid down to 33-50% of the max amount should help improve scores but there maybe some cards that would be more helpful to pay to have a bigger impact on score than others.  I would be happy to help you find out.

Regards,
Brynn
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September 27 2012
Hi Mica,

I just emailed you.

Thanks!!
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September 26 2012
 
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Latest answer by Brynn Sorenson
September 27 2012 | 2 answers
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