Rapid RescoreI'm trying to get a FHA loan. I was shocked to find out my credit score was in mid 500's. We own a home. We purchased it in 2/2008. It was then bought by Nationstar in October 2009. In Dec of 2009, we started on a loan modification. We went into the modification as current. We have never been late, even with the previous servicer. Nationstar was reporting us as late from Nov 09 to Aug 2010. Afrer a lot of calls, I got them to change all the lates to current. Some of them were even reflected as 120 days late. They sent me an email that stated they corrected the inaccuracies and the life of the loan is now reported as current, not one late. My mortgage broker wants to do a rapid rescore. How many points do you think this correction with the lates from Nationstar will make from a rescore? We need to hit 640 to qualify. Husband's is 610. He has one charge off and his cs payment history is good. He has some hugh usage though. I have some collections that are old but otherwise lower use of credit with decent payment history. We think our score dropped significantly from Nationstar.May 28 2012 - Federal Way0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.