Ready to take next step towards approval.Is FHA,Homepath or conventional (if possible) best for me?My FICO is 679, my current income is $48k/yr and my DTI is 20-22%. There is a bankruptcy showing on my credit report from 2008 that was dismissed before ever reaching approval stage, and was never refiled. I've recovered since then and I have solid payment and documentation for everything related to the report. I transitioned into a higher paying career last June and there is only a 30 day gap between employment. (May-June 2012). Please advise on how/who/where I should proceed. Thanks. May 13 2013 - Chicago00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.