Reasonable Refi Closing Costs for HARP 2.0Hello,Current:$127k mortgage with 4.5 yrs. into the 30yr loan. LPMI with 7.5% interest rate.Refi:4.375% interest rate with $3900 closing costs. This would increase our loan back up to $131k.Our FICO range is in the low 700's. We are in St. Louis, MO.Could we get a better interest rate? Could we get a better closing cost deal? How can we get a better negoitated closing cost and/or interest rate. Thank you.April 26 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.