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Your bankruptcy will be a part of your credit report for ten (10) years (counted from the date you filed your bankruptcy petition).
This does not mean that you can't get a loan/credit for ten years. The real question is, how much interest and fees will you have to pay?
IMPORTANT: You should check your credit report to ensure that the debts you discharged are listed on your credit report as having a zero balance. Debts incorrectly reported as having a balance owed will negatively affect your credit score and make it more difficult for you to obtain a loan/credit.
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Featured Rates are based on state rates for 30 year fixed loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
If a lender does not offer a national rate, a state rate may be shown next to the lender's name. For example, 'Bank name (CA)'.
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Recent Bankruptcy had excellent to spotless credit prior can I apply for a mortgage 180 days after
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