Refi Options for Lender Paid PMI Mortgage - Bank of America is stonewalling meI have a loan with Bank of America currently and I am trying to refi under the harp program. BOA says that because the loan is Lender paid PMI I cannot refi. The loan is a fannie mae, it is investor owned, non-owner occupied and has not been previously refied under HARP. I keep getting stonewalled by BOA, most recently they said there was no one that could speak with me for 60 to 90 days. I couldnt believe it. Does anyone know of any options for me to refi? The loan to value ratio on the house is probably around 110%. Please help!February 10 2012 - Salem00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.