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Answers (11)
- shapiroamg
- Contributions:3058
30590,
Do you think you are at 80% LTV now? If so, screw BofA and just get a reg refinance with someone else.
Do you think you are at 80% LTV now? If so, screw BofA and just get a reg refinance with someone else.
- user30590
- Contributions:1
I am going through the same issue and i live in the house. i am below 80% ltv and BOA won't allow me to refinance because of the lender paid pmi! I could drop 6 years in my mortgage and $200 a month with the rate change and can't do it, I HATE BOA!!!
- Norm D Plume, "America Needs Nixon!"
- Contributions:1670
eligible occupancy types for HARP are: primary, 2nd/vacation, investment.
the fannie mae selling guide (guidelines) can be found at efanniemae.com
the fannie mae selling guide (guidelines) can be found at efanniemae.com
- Cindy Quinton, "Cindy Quinton"
- Contributions:1323
Norm, since you are here, does HARP apply to houses that are not owner occupied? Or does it even matter? Where is a good place to read about the guidelines?
- Norm D Plume, "America Needs Nixon!"
- Contributions:1670
Annette, That is because it is spam. This site is for Q&A, it is not the yellow pages.
If you don't know the answer to a question, which on a lender site is understandable because after all you are not a licensed lender; the best course of action is not to post. No one thinks less of you for not knowing it all.
no purpose is served by just posting "call X.."
If you don't know the answer to a question, which on a lender site is understandable because after all you are not a licensed lender; the best course of action is not to post. No one thinks less of you for not knowing it all.
no purpose is served by just posting "call X.."
- Cindy Quinton, "Cindy Quinton"
- Contributions:1323
Annette, I may be reading this wrong, but do you think a local bank is going to lend 110% of the value of an investment property?
- Annette Sievert, "Valleybrokers"
- Contributions:109
Go to a local bank! I replied with an address first but Zillow seems to think that recommendations are spam... so here I am again, go a small, local bank and talk to them, I am sure it will make all the difference.
- Norm D Plume, "America Needs Nixon!"
- Contributions:1670
some of the MI companies will not transfer the MI cert when the occupancy had downgraded (i.e. from primary to investment),
Start by finding out who the insurer is for your mortgage insurance and then go to their web site to see if they have that restriction (or call them).
In general, BOA just refuses to do HARP loans with LPMI; that is their business decision to make but it doesn't mean it can't be done.
Start by finding out who the insurer is for your mortgage insurance and then go to their web site to see if they have that restriction (or call them).
In general, BOA just refuses to do HARP loans with LPMI; that is their business decision to make but it doesn't mean it can't be done.
- Annette Sievert, "Valleybrokers"
- Contributions:109
[content removed by Zillow due to spam. Please read our Good Neighbor Policy for details]
- scottsobolewski
- Contributions:2
when I bought the house it was owner occupied. i lived there for 3 years.
- Norm D Plume, "America Needs Nixon!"
- Contributions:1670
did you buy it as an investment property?
Refi Options for Lender Paid PMI Mortgage - Bank of America is stonewalling me
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