Refi a FHA loanI took my loan out right before they raised the monthly PMI fees. My home value is 470k and my balance is 447k on a 30 year 5% fixed loan. I am only paying 220 a month for PMI, when I try the different calculators it goes to 440. Do I have any options, or should I pay the balance down more then refi. I dont think all the fees are worth it if Im only saving like 200 a month. ALso I purchased my house in May of 2010.June 12 2012 - Staten Island00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.