Refi on RE contract, fair creditMy husband and I got a RE contract on a home 2 1/2 years ago. Our contract is up in May. We need to refinance now, or we have to renegotiate the contract, and I don't want to do that. We have enough income through him but his credit's not great.I have a credit score of about 680, all accounts in good standing, but no job. My husband has a credit score of about 600, maybe more, but he has three collections accounts for credit cards from when he got laid off a few years ago. We have been working on fixing his credit since then. I have one vehicle loan in my name, he has one in both of our names but it will be paid off in 6 months. We owe just about $100,000 on the house, I estimate it's worth to be around $115,000.March 29 2012 - Uptown00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.