Refi options?We did an 80/10 when we originally bought our house. We owe 405K at 5.25 and a 2nd of 129K at 8.125. Both are with SunTrust, both backed by Fannie Mae. We did an Obama refi in November on the 1st, getting the rate to 5.25 from 6.25, but they wouldn't do anything with the 2nd.The house was appraised at 565K in November, worth between 565K-575K now. (House is in a desirable DC suburb). We have some cash reserves we could put down to make a refi happen.Would love to get the rate on that 2nd down. Any options? June 13 2010 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.