Profile picture for pbostic

Refinance Closing costs

I need to understand some of the fees that are charged for the closing of my refi loan.  Also, can a title company act as a real estate attorney and close the loan or is it mandatory to have a real estate attorney.
  • January 04 2012 - Canarsie
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Answers (4)

Profile picture for user1423854
An attorney is not required for a refinance closing - just a notary from the title company.
Check with a loan officer regarding your fees
I am happy to take a look - if you would like assistance please feel free to contact me through my profile
  • November 20 2013
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Profile picture for user3457647
I was charged almost $6,000 I am livid , I am fighting it right now I agreed to GFE of $3,000 and also sent cash in approximately 900.00 So I feel ripped off. From CITI BANK. I wish I did hire my own attorney for this mess .we closed January 28 2012.
  • November 20 2013
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n FL, Title agencies can close refi and it is not mandatory to have an attorney. 
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............which really isn't helpful for closing a NY property. NY is  an attorney state; most, if not all, lenders will require an attorney either there own attorney or some may allow you to choose your own. You can however select your own title insurance provider.
  • January 04 2012
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Profile picture for David Weylie

In FL, Title agencies can close refi and it is not mandatory to have an attorney.  What fees are you being charged?  They should be very low.

  • January 04 2012
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