Refinance FHA after 6 months of buying?When we bought the house, we got a rate of 3.75% 30 yr FHA mortgage.Looking at the rates, is this as good a time it can get to refinance. I am looking for no cost refinance.My husband has Chapter 13 discharged in Nov 2011.We bought the house in Jan 2012.What rate wud we get now. Our balance on mortgage is 205,000.Any inputs.August 16 2012 - Mount Juliet00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.