Refinance First while keeping HELOCHome Value = $900K First = $400K (BofA)HELOC = $100K (BofA)I want to refinance the first mortgage to get a lower interest rate. Can somebody here do it?June 08 2012 - Irvine00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.